Welcome To the the new ABCLOAN.COM
" Informational Mortgage Services Site"

ABCLOAN.com was originally setup up as a mortgage services site for the educational vertical market.

Please note that we are changing our services for this site. Check back for these changes.
Thank you for visiting our mortgage information site. Our goal is to provide a mortgage information site and other mortgage and real estate related services as easy as ABC.

Here is an overview of the layout of the new mortgage services site.

Normal text color - describing the product or service.
What if's color - describing the key issue.
Benefit's color - describing the key benefit or non-benefit, better known as the pros and cons of the deal.

The new layout for your consideration. The most popular products that are being advertised by the major lenders are listed here with additional information that you probably didn't understand.
We hope you will find this helpful. In the near future we will be adding to the services available to you, the consumer, as the requests come in.

Hottest Product - Pay Option Arm and 5/1 ARM Interest Only

# 2 - This is known as the pay option arm which allows you to manage your required monthly payment to better meet your needs. It provides you the option of making a monthly payment based upon the following:

Interest Only
Fully Amortizing
Stay at the starting payment amount

This is also know as the Option ARM, Pay Option Arm, "Pick a Pay SM" mortgage or Pay As You Go. Whatever you call it, this is a power financial tool that allows you to truly manage your mortgage and other related financial investments.

What if's
This product is a "negatively amortizing product". To translate, if you choose to make the minimum payment you will be adding to your existing loan balance. To determine this, you need to take the interest only payment and subtract the minimum payment and the difference will be your new balance.

The Benefit
You can make the minimum payment and stay current.

# 1 - The Hybrid ARM is the best of both worlds. It is a 30 year mortgage fixed for 5 years at a rate that is usually 1% lower than the tradition 30 year fixed rate mortgage. When you compare apples to apples, this product will save you a lot of money. With the interest only option it allows you to manage your capital like the most financial planners.

What if's
The problem today is that the rates are very similar to the 30 year fixed. So unless the interest only is the key, the fixed rate product is hot.

The Benefit
You can make the minimum payment and stay current.

Other Products of Interest in Today's Marketplace

100% financing (no money down loans)
EZ Qualifier's - Stated Income - no docs - low docs - first time home buyers - new credit
Interest Only Low Payment Options

Flyers 4 Realtors

Flyers 4 Realtors presented by the FCC Group is a marketing concept.

Pick a Pay SM is a registered mark of Golden West Financial Corp.